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  • If you are hiring sub contractors to do work for your business, are you checking their certificates of insurance; if they have no workers' compensation you will be held liable.
  • Should you have an umbrella policy?
  • If you company has a fire and is out of business for 2 months are you covered for loss of income?
  • Have you updated the values of your unlicensed equipment; your policy will not pay beyond the value shown, so be sure you are not giving the insurance company extra money.
  • Do you have a design-build exposure? A standard general liability policy excludes this coverage.
  • Do you understand the coinsurance clause on your property policy? You should, as it may cost you a penalty in the event of a claim.


We ask the questions that help to identify your insurance needs.
 


 

Disclaimer: This does not bind coverage

E-mail Marketing Dept. to set up an appointment for a risk survey and premium quotation.

Commercial Services

  • Workers' Compensation
  • General Liability
  • Umbrella
  • Contractors Equipment
  • Professional Liability
  • Environmental Liability
  • Property